* { margin: 0; padding: 0; box-sizing: border-box; }
body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto,
    Oxygen, Ubuntu, Cantarell, sans-serif;
  line-height: 1.7;
  color: #1a1a2e;
  background: #fafafa;
  padding: 2rem 1rem;
}
.container {
  max-width: 800px;
  margin: 0 auto;
  background: #fff;
  padding: 3rem 2.5rem;
  border-radius: 8px;
  box-shadow: 0 1px 3px rgba(0,0,0,0.08);
}
.lang-switch {
  display: flex;
  justify-content: flex-end;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 1.5rem;
}
.lang-switch label {
  font-size: 0.875rem;
  color: #6b7280;
}
.lang-switch select {
  font: inherit;
  font-size: 0.875rem;
  padding: 0.4rem 2rem 0.4rem 0.65rem;
  border: 1px solid #d1d5db;
  border-radius: 6px;
  background: #fff
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%236b7280' d='M2 4l4 4 4-4'/%3E%3C/svg%3E")
    no-repeat right 0.55rem center;
  color: #1a1a2e;
  cursor: pointer;
  appearance: none;
  min-width: 8.5rem;
}
.lang-switch select:hover,
.lang-switch select:focus {
  border-color: #6366f1;
  outline: none;
}
.lang-panel { display: none; }
.lang-panel.active { display: block; }
.lang-loading {
  color: #6b7280;
  font-size: 0.95rem;
  padding: 2rem 0;
  text-align: center;
}
.lang-error {
  color: #b91c1c;
  font-size: 0.95rem;
  padding: 1rem 0;
}
h1 {
  font-size: 2rem;
  color: #6366f1;
  margin-bottom: 0.25rem;
}
.effective-date {
  color: #666;
  font-size: 0.95rem;
  margin-bottom: 2rem;
}
h2 {
  font-size: 1.35rem;
  color: #1a1a2e;
  margin-top: 2rem;
  margin-bottom: 0.75rem;
  border-bottom: 2px solid #6366f1;
  padding-bottom: 0.3rem;
}
h3 {
  font-size: 1.1rem;
  margin-top: 1.25rem;
  margin-bottom: 0.5rem;
}
p { margin-bottom: 1rem; }
ul, ol {
  margin-bottom: 1rem;
  padding-left: 1.5rem;
}
li { margin-bottom: 0.4rem; }
table {
  width: 100%;
  border-collapse: collapse;
  margin-bottom: 1rem;
  font-size: 0.9rem;
}
th, td {
  border: 1px solid #e5e7eb;
  padding: 0.5rem 0.65rem;
  text-align: left;
  vertical-align: top;
}
th { background: #f9fafb; }
.callout {
  background: #fff7ed;
  border-left: 4px solid #f59e0b;
  padding: 1rem 1.25rem;
  margin: 1.5rem 0;
  border-radius: 4px;
}
.callout strong { color: #92400e; }
footer {
  text-align: center;
  margin-top: 3rem;
  padding-top: 1.5rem;
  border-top: 1px solid #e5e7eb;
  color: #888;
  font-size: 0.85rem;
}
a { color: #6366f1; }
